Medicare questions? Start here.Medicare questions? Start here. These are answers to some of the questions I hear most often.
Before Medicare
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You don’t have to wait until your birthday. A few months ahead gives us time to talk through what you have now, what changes when Medicare begins and what you’ll need to do next.
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Start by calling me. We’ll talk about your current healthcare plan, when Medicare needs to begin and what has to happen in between. You don’t have to piece the timeline together yourself.
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Not necessarily. It depends on the health plan you have through your employer or your spouse’s employer and your situation. Let’s look at what you have before you make any changes.
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That’s common. Your Medicare timelines don’t have to match. We’ll consider each of you separately, so you know what needs to happen and when.
Making Medicare Work for You
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No. A review isn’t a commitment to change anything. It’s to make you aware of the changes that may be coming.
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Yes. These are details that matter.
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Tell me where you’re going and how often you travel. That matters when we’re looking at how a Medicare health plan will work for you.
When Something Doesn’t Go as Planned
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Absolutely. You don’t have to decide whether it’s important before you call. We can read it together and see whether you need to do anything about it.
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Don’t assume you need to pay it before you understand it. We can compare it with your Explanation of Benefits or Medicare Summary Notice and see why you received the bill.
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Yes. I’ll look at what changed — the Medicare health plan, the drug, the pharmacy or something else.
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Call me before assuming you need to find a new doctor. We can verify if your doctor participates with your Medicare health plan and what that means for your care.
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I would be happy to. I can take a look at the claim and any notices you may have received to see why it was denied and what we need to do from there.
After You Enroll
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Sure do. My help doesn’t stop when your enrollment is finished. I always welcome you to reach out.
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No. Enrollment periods affect when certain changes can be made. They don’t decide when you’re allowed to ask a question.
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Yes. Things can change, and sometimes your needs do too and an annual review will help prevent surprises later.
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Call me. Tell me what changed and we’ll see if it’s something that affects you or requires you to do anything.
Working With BeWell
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No. Sometimes the conversation starts with, “I’m so confused.” That’s enough. We’ll start there.
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No. Not unless there’s a reason you need to.
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There’s no fee to work with me. I am compensated by the insurance companies I represent.
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Because personal really does mean personal. I want to know your name, not your case number. When you work with BeWell, you have someone local you can come back to when Medicare questions come up - before, during and after enrollment.
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Don’t see yours here? That’s okay. Medicare questions don’t always fit neatly into an FAQ. Just ask.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov or 1-800-MEDICARE to get information on all of your options.